Personal net worth tracker

Log it yourself • No bank or brokerage connections

Track your net worth.
Grow your wealth.

Trjctry puts every asset and debt in one balance sheet, from listed equities to property to private business equity, keeps the tradeable parts on live prices, and shows you how concentrated your wealth actually is.

Free forever tier, no card. You enter your positions, we keep the prices current.

Trjctry app dashboard on mobile

Every asset class

Equities
Real estate
Crypto
+12

15 categories, from equities to farmland.

Concentration scoring

Real estate68%

HHI 0.52

See how much of you rides on one thing.

Multi-currency support

View totals in your chosen currency.

Secure checkout
Free to start
Multi-currency support

Trjctry is a Squared Sums product.

Live dashboard preview

Your entire financial life,
at a glance.

Follow net worth changes over time, see which holdings are your top movers, review history, and track milestone goals in one dashboard so you always know where you stand.

trjctry.app/app/dashboard

Portfolio insights

A high-level summary of your financial health across all net worth portfolios

Total net worth

USD 682,400

Asset coverage

1,126.17%

Debt-to-asset

8.88%

Total assets

Total liabilities

USD 748,900

USD 66,500

Net worth history

Net worth change

1D+USD 1,144+0.17%
1W+USD 6,525+0.97%
1M+USD 26,013+3.96%
YTD+USD 77,095+12.74%
1Y+USD 113,520+19.95%
All+USD 354,459+108.09%

Net worth goal

USD 682,400 of USD 1,000,000

Remaining

USD 317,600

68%

USD 0USD 1,000,000

Top movers

Gainers Losers
1

NVDA - Nvidia

US Equities

+8.42%

+USD 4,210

2

Bitcoin

Crypto

+5.17%

+USD 3,890

3

AAPL - Apple

US Equities

+2.33%

+USD 1,160

4

Ethereum

Crypto

-4.88%

-USD 980

5

Emerald Bay Property

Real estate

-3.05%

-USD 7,200

Assets count

5categories

HHI

0.28

Assets breakdown

stocks41.70%
investments24.80%
real-estates19.00%
savings-accounts9.10%
gold-holdings5.50%

Liabilities count

3categories

HHI

0.57

Liabilities breakdown

mortgages72.50%
credit-cards17.00%
loans10.50%

Net worth portfolios

Track and manage your real-world assets and liabilities

US Equities

NVDA, AAPL, MSFT and other large-cap growth stocks

Asset

8.4%

USD 312,000

Crypto holdings

BTC, ETH and select altcoins

Asset

5.2%

USD 185,400

Emerald Bay property

Primary residence at Emerald Bay Estate

Asset

-3.1%

USD 142,500

Mortgage

Outstanding home loan balance

Liability

0.0%

USD 48,200

App dashboard snapshot: Net worth totals, history chart, period changes, goal progress, top movers, and asset/liability breakdowns, plus net worth and sandbox portfolio cards. All figures are sample data for demonstration only.

Multi-platform

On your phone, tablet and desktop.

Same account, same data, synced. Update a balance on the train, review the full dashboard at your desk.

Explore all platforms →
Trjctry on phone, tablet, and laptop

15 categories

If you own it, it belongs on the balance sheet.

Brokerage apps show you the part of your wealth that has a ticker, and for most people that isn't the biggest part. Trjctry tracks real estate, vehicles, collectibles, commodities, cash, pensions and private business equity alongside your listed holdings, with mortgages, credit cards, personal loans and education debt on the other side of the sheet. One number at the bottom that's actually true.

Real estate
Vehicles
Collectibles
Cash
Equities
Bonds
Retirement
Crypto
Real estate
Vehicles
Collectibles
Cash
Equities
Bonds
Retirement
Crypto
Real estate
Vehicles
Collectibles
Cash
Equities
Bonds
Retirement
Crypto
Real estate
Vehicles
Collectibles
Cash
Equities
Bonds
Retirement
Crypto
Commodities
Business
Alternatives
Education
Credit card
Personal loan
Other
Commodities
Business
Alternatives
Education
Credit card
Personal loan
Other
Commodities
Business
Alternatives
Education
Credit card
Personal loan
Other
Commodities
Business
Alternatives
Education
Credit card
Personal loan
Other

Concentration scoring

Most people find out they were overexposed after it drops.

Trjctry scores how concentrated your assets are across categories using the Herfindahl-Hirschman Index, the same measure regulators use for market concentration. One number, tracked over time, that tells you whether you own a portfolio or one big bet with decorations. It moves as you buy, sell and revalue, so drift shows up while you can still do something about it.

Scored separately for assets and liabilities, alongside debt-to-asset and coverage ratios.

HHI scoring

Know when you're overexposed

Track category concentration with the Herfindahl-Hirschman Index.

Asset categories

5categories

HHI

0.31

Asset breakdown

Real estate45.00%
Stocks30.00%
Cash10.00%
Retirement7.00%
Remaining8.00%

Sandbox portfolios

Track positions you don't own yet.

A sandbox is a portfolio that isn't real. Put in the allocation you're weighing, the stock you almost bought, or the property you're thinking about, and Trjctry tracks it on live prices exactly like your real holdings. Three months later you can see how the decision you didn't make would have gone, next to the one you did. Sandbox totals never touch your net worth.

Unlike a brokerage watchlist, a sandbox can hold property, business equity and cash, not just tickers.

Sandbox mode

Test scenarios without the risk

Model any hypothetical without touching your real portfolio.

Real

USD 793,500

US equities

Diversified US stock positions

12.4%

USD 280,000

Asset

Primary home

Main residence, SF

3.1%

USD 420,000

Asset

Cash & savings

Emergency fund

0.0%

USD 93,500

Asset

Sandbox

USD 985,000

US equities

− $140K

Diversified US stock positions

12.4%

USD 140,000

Asset

Primary home

+ $42K

Main residence, SF

3.1%

USD 462,000

Asset

Cash & savings

+ $290K

Emergency fund

0.0%

USD 383,000

Asset

130+ currencies

One net worth, whichever currency you think in.

Hold a flat in Lisbon, a salary in SGD and a brokerage account in USD, and see the total in any one of them at live FX rates. Switch base currency without re-entering anything.

Multi-currency

One net worth, every currency

Live FX rates applied to your entire portfolio instantly.

USD 933,200

Rates are for illustrative purposes only. Conversion rate as of May 19, 2026.

How your data gets in

You type in your positions. We keep the prices current.

There is no aggregator holding a standing login to your bank. You add what you own once, and anything with a ticker, stocks, ETFs, crypto, updates on live market prices from then on. The only thing you maintain by hand is the value of things that don't trade on an exchange, which takes about ten minutes a month and is the part worth thinking about anyway.

  • No bank credentials, ever. There is nowhere in Trjctry to enter one.
  • Live prices on listed equities and crypto, on every plan including the free one.

Beyond spreadsheets

Build wealth with confidence.

Trjctry helps you move beyond spreadsheets and gain a clear understanding of your financial position. Whether you're working toward financial independence, planning for retirement, building an investment portfolio, or simply tracking your progress, Trjctry gives you the tools to make informed financial decisions.

  • Net worth tracker
  • Investment & portfolio tracking
  • Wealth growth insights
  • Financial independence tools
  1. 01

    Know your true net worth

    Track everything you own and owe in one place.

  2. 02

    Make smarter investment decisions

    Understand how your portfolio impacts your overall wealth.

  3. 03

    Stay motivated

    Visualize milestones and monitor progress toward your financial goals.

  4. 04

    Plan your future

    Forecast growth, test financial scenarios, and build long-term wealth strategies.

Wealth tracking essentials

Everything you need to understand your financial health.

Monitor your net worth in real time, visualize your financial progress, and make smarter money decisions with powerful wealth tracking tools and financial calculators. Trjctry gives you a complete picture of your finances in one simple dashboard.

01

Track all your assets

Monitor stocks, ETFs, crypto, real estate, savings accounts, pensions, and more from a single view.

02

Visualize your wealth growth

See how your net worth changes over time with interactive charts, performance trends, and portfolio insights.

03

Plan for financial independence

Use built-in calculators to model compound growth, retirement goals, investment returns, and long-term wealth strategies.

04

Understand your cash flow

Track income, expenses, savings rates, and recurring contributions to see how daily decisions affect your future wealth.

Pricing

Invest in your financial future.

Live market prices on every plan, including the free one. Start free, upgrade anytime, and cancel whenever you need.

Core

Free

Perfect for tracking your personal finances

  • 2 net worth portfolios (1 for assets, 1 for liabilities)
  • Up to 10 items per portfolio
  • Recent net worth history timeline
  • Multi-currency support
  • Live market prices for stocks/crypto

No card required.

Pro

USD 5 /month
Billed annuallyUSD 60

For individuals who want deeper financial insights

  • Unlimited net worth portfolios
  • Unlimited portfolio items
  • Full net worth history timeline
  • Up to 3 sandbox (what-if) portfolios
  • Basic portfolio analytics
  • Multi-currency support
  • Live market prices for stocks/crypto

Free for 3 days. Cancel anytime.

Most popular

Elite

USD 10 /month
Billed annuallyUSD 120

For power users managing advanced financial portfolios

  • Unlimited net worth portfolios
  • Unlimited portfolio items
  • Full net worth history timeline
  • Unlimited sandbox (what-if) portfolios
  • Advanced portfolio analytics
  • Multi-currency support
  • Live market prices for stocks/crypto

Free for 3 days. Cancel anytime.

Build in the open

Trjctry is new, and we build in the open.

We ship changes weekly and publish every one. Here's what landed recently and what's next.

Built and run by Squared Sums, a small independent software studio.

FAQ

Questions? We have answers.

Still not sure? Reach out and we'll get back to you within a day.

Contact support →

Start tracking today

Your complete financial picture is minutes away.

Unlimited portfolios. Any asset type. Any currency. Upgrade anytime for advanced analytics and benchmarks.

Free forever tier, no card. You enter your positions, we keep the prices current.